Effective Date: 20th April 2019
ChecOut is an integrated, portable Point-of-Sale (POS) management system that comprises the ChecOut hardware, software, website, website dashboard, and other applications and tools (the ChecOut “Service”), manufactured, owned, and sold by Innowi, Inc. The ChecOut Service allows a customer using our Services (the “Merchant”) to accept credit card payments from their customers at any location. The charged payment is then transferred to the Merchant’s bank account.
We may collect Personal Information from Merchant’s Customers when they interact with our Service, for example when Merchant’s Customers complete a transaction, choose to receive emails, text receipts, or other communications from Innowi. Standard message and data rates may apply.
To improve our Services or for any other lawful purpose, we may also obtain information, including Personal Information, from public sources or from third-parties. We may combine this information with the Personal Information collected from you.
Personal Information is collected when you visit our Site, create an account, communicate with our customer service, subscribe to emails, or otherwise request information about our Service. The information we collect may include your name, email address, or phone number.
When you sign up for our Services we may collect the following information which may include: your name, address, birth date, government-identification-number, tax identification number, business license, banking details, payment processing details, and other information.
We may collect Personal Information from a Merchant’s Employees, this may include information connected with the Merchant’s Employees’ use of our Services, such as their name, address, birthdate, wage rates, salaries, hours worked.
We may also collect Personal Information from a Merchant’s Customers who have made a purchase from a Merchant using our Service. We may receive such information directly through our Service or through the Merchant. The information collected from Merchant’s Customers may include the Customers’ name, last four digits of the credit card number, transaction details such as amount of goods or services ordered/payment method/amount of payment, email address, and/or phone number.
We may also collect information about you whether you are a visitor to our site, a Merchant, Merchant’s Employee, or Merchant’s Customer, from publicly available, third-party sources or from our business partners. Such information may include contact/mailing list providers, information from credit card companies or banks, credit bureaus (if relevant), identity verification services, and business partners with whom Innowi has a business relationship.
The following are the ways in which we may use your Personal Information:
We may share your Personal Information with the following parties:
We may also share aggregated, anonymized, impersonal information that does not directly identify you. Such information may include device information or information derived from cookies or log files.
We may retain your Personal Information as long as reasonably necessary to provide our Services or to comply with any applicable laws. The reasons behind retaining your Personal Information generally include: (a) compliance with laws, regulations, government requests, or legal processes; (b) prevention of fraud; (c) collection of fees; (d) dispute resolution; (e) addressing bugs, errors, or other problems with our Service; (f) assisting with investigations; (g) enforcing the General Terms of Service; (h) any other purpose consistent with the applicable laws.
If you are a Merchant with a registered ChecOut Account, you may access, change, edit, or correct your personal information by logging into your Account.
If you are a Merchant’s Customer you may contact us at email@example.com if you believe we have information about you that must be corrected or changed. We may require verification of your identity before we can make the requested changes.
However, we may not be able to change your information if it has been archived or if any reasonable restrictions, including applicable laws, prevent us from doing so.
Please visit this link to view our Cookies Policy.
Laws of the State of California permit California residents to request certain details about their information which we disclose to third-parties for marketing purposes. In case you are a California resident and would like us to disclose this information to you, please email us at firstname.lastname@example.org.
Though Innowi implements all reasonable commercial, administrative, technical, and physical safeguards to ensure the security of your Personal Information and other data we cannot guarantee that all internet, text based, or email transmissions and transactions are fully secure and protected from loss, unauthorized access, alteration, destruction, or unlawful disclosure, theft, misuse, or exploitation. We request that you take special care in deciding what information you share and make publicly available.
We do not target our Services to children under the age of Thirteen (13), neither do we knowingly collect Personal Information from children under the age of Thirteen (13). Should it come to your knowledge that a child under the age of Thirteen (13) has provided us Personal Information, please contact us at email@example.com and we will make all reasonable efforts to delete such information.